Two cream armchairs and a side table on a round blue rug in a calm room

Guide Starting a practice

How to start a private mental health practice in Florida

How to start a private practice in Florida as an LCSW, LMFT or LMHC: get an active license, form the business, take two kinds of NPI, then enroll with payers. A practice wholly owned by licensed clinicians, with an owner who supervises the business and is legally responsible for its compliance, is exempt from the $2,000 AHCA clinic license, and chapter 491 licensees are exempt from DCF's substance abuse licensing (ss. 400.9905(4)(g) and 397.4012(7), F.S.).

How do you start a private practice in Florida?

File in this order, since most rows need one above them. The entity, the EIN and the local permits work as they do for a medical office (how to start a medical practice).

Filing Agency Cost Timing
A clear, active LCSW, LMFT or LMHC license DOH (the chapter 491 board) Board fees, not covered here Current initial review on Oct 20, 2026: 17 days (LCSW), 15 (LMFT, LMHC)
LLC, plus a fictitious name to trade under another name Division of Corporations (Sunbiz) $125; $50 Annual report by May 1
EIN IRS $0 Issued online at once
NPI Type 1 for you, Type 2 for the entity CMS (NPPES) $0 Report changes within 30 days
Certificate of Use, business tax receipts City and county Set by each city and county Before you open
CAQH profile (DataSpring) DataSpring $0 Re-attest every 120 days
Medicare (CMS-855I in PECOS) First Coast $0 95% of clean online files in 15 days, all in 50
Florida Medicaid AHCA $0 to apply; Level 2 fingerprints about $75 60 days or less, AHCA estimates
Commercial plans and behavioral networks Each plan None published Up to 90 days (Evernorth)

Sources: DOH; Sunbiz; IRS; 45 CFR 162.410; City of Miami; Miami-Dade Tax Collector; DataSpring user guide v46.0; First Coast; AHCA; credentialing cost; Evernorth; read Oct 20, 2026.

Which licenses do you need when starting a therapy private practice?

Beyond your own license, two facility licenses have exemptions that reach chapter 491 practices, each on its statute’s terms:

  • AHCA clinic license. Paragraph (g) of s. 400.9905(4) lists chapter 491 among the licenses whose holders can wholly own an exempt practice, alone or with a spouse, parent, child or sibling, “if one of the owners who is a licensed health care practitioner is supervising the business activities and is legally responsible for the entity’s compliance with all federal and state laws.” With any other owner, and no other exemption in s. 400.9905(4), the practice needs the clinic license, a $300 assessment every 2 years and a medical or clinic director (s. 400.9935(1)). The optional Certificate of Exemption costs $100 or less, after you post self-pay prices covering at least your 50 most frequent services (s. 400.9935(6)); AHCA licensing has the application.
  • DCF substance abuse license. Beyond the exemption in subsection (7), s. 397.4012 says chapter 397 doesn’t limit a chapter 491 psychotherapist who treats substance use, so long as he or she doesn’t represent to the public as a licensed service provider and doesn’t serve people under part V, the involuntary-admission procedures; failing any requirement of exempt status is a first-degree misdemeanor. How that applies to the services you plan is a question for your attorney.
  • Your license on the wall, your title in print. Display the license, or a true copy, “at each location” where you practice, and put “LCSW,” “LMFT” or “LMHC” (or the full title) on “all promotional materials, including cards, brochures, stationery, advertisements, and signs” (s. 491.0149(1)). Interns use the full words, such as “registered mental health counselor intern” (s. 491.0149(2)(b)).

Can an LCSW start a private practice right after licensure?

Yes, once DOH’s license search shows the license as Clear/Active: a licensee “may practice a profession only if the licensee has an active status license” (s. 456.036(1)); see how to verify a Florida license. A registered intern can work in your practice, but not alone:

“A licensed mental health professional must be on the premises when clinical services are provided by a registered intern in a private practice setting.”

s. 491.005(1)(d), (3)(d) and (4)(d), Florida Statutes (2026)

Since July 6, 2026, Rule 64B4-2.002(8) counts that professional as on the premises when available to the intern by telehealth or another synchronous electronic means, if the telehealth protocol and safety plan between the intern and their qualified supervisor address it. Payers want an independent license: Evernorth asks for “A license to practice independently (without supervision),” and Medicare’s MFT and MHC benefit requires a state license and 2 years or 3,000 hours of supervised experience after the master’s degree.

Florida had 12,257 registered interns at June 30, 2026: 6,018 in mental health counseling, 5,396 in clinical social work and 843 in marriage and family therapy (DOH).

How do you get paid when starting a mental health business?

  • Medicare. LCSWs, and since Jan 1, 2024 LMFTs and LMHCs, bill Medicare in their own name on the CMS-855I, at 75% of the physician fee schedule amount, every claim on assignment (Medicare enrollment).
  • Florida Medicaid. Full enrollment as a Specialized Therapeutic Services provider requires a link to a community behavioral health services group; limited enrollment, for joining Medicaid health plans’ networks, needs no link (AHCA Enrollment Policy, Appendix C, p. 74). For fee-for-service therapy, AHCA’s coverage policy says: “All providers that deliver behavioral health therapy services must be either employed or contracted with a community behavioral health agency” (Rule 59G-4.052, §3.2). Florida Medicaid enrollment covers both routes.
Florida's chapter 491 clinicians: active in-state licenses (June 30, 2026) and Medicare enrollment records (October 2026; MFTs and MHCs enroll only since Jan 1, 2024)
Mental health counselors, active licenses18,300
Mental health counselors, Medicare records4,323
Clinical social workers, active licenses15,661
Clinical social workers, Medicare records4,571
Marriage and family therapists, active licenses2,982
Marriage and family therapists, Medicare records482

One clinician can hold more than one enrollment record, so a record count is not a head count. Sources: DOH, MQA Annual Report FY 2025–26, Table 1; CMS, Medicare Fee-For-Service Public Provider Enrollment, October 2026 release, Florida records by provider type.

Can a therapist starting a private practice see clients in other states?

  • Inside Florida, telehealth needs nothing extra: DOH says “Current Florida licensees are able to provide telehealth services to patients in Florida without additional licensure.”
  • A clinician licensed elsewhere can treat your Florida clients by telehealth only after registering with DOH, and a registered provider “may not open an office in this state and may not provide in-person health care services to patients located in this state” (s. 456.47(4)(a), (f)).
  • Clients in another state: Florida enacted the Professional Counselors Licensure Compact in 2022 (s. 491.017; ch. 2022-63). It covers counselors, defined as “a counselor licensed by a member state, regardless of the title used by that state, to independently assess, diagnose, and treat behavioral health conditions” (art. II(15)).

What you can do today: a checklist for starting a counseling private practice

  1. Save a dated copy of your license page from DOH’s license search for your credentialing files.
  2. Ask your city’s zoning office whether a therapy office may open at the address before you sign a lease.
  3. File the LLC on Sunbiz, then the EIN on IRS.gov in one session (it expires after 15 minutes of inactivity), then your Type 2 NPI in NPPES (NPI and CAQH setup).
  4. Build and attest your CAQH profile, then authorize each plan before you apply to it.
  5. File the CMS-855I in PECOS and choose your Medicaid route from the payment section above.

Advixor credentials LCSWs, LMFTs and LMHCs with commercial health plans, Medicare and Medicaid, solo or in groups (mental health credentialing).

Official sources

Quick answers

Starting a private practice in mental health: clinics, telehealth from home, records and groups

Opening a mental health facility or clinic instead, practicing from home by telehealth only, the records policy a counseling practice needs and whether to start solo or as a group. Ask anything else about your launch in a consultation.

How do I open a mental health facility or clinic instead?
A crisis stabilization unit, a residential treatment facility and a residential treatment center for children and adolescents each need an AHCA license (s. 394.875(2)). Substance use services need a DCF license or an exemption: acting as a substance abuse service provider without one is a third-degree felony (s. 397.401). Our behavioral health consulting page sets out DCF's license components and fees.
Can I start a private practice from home, by telehealth only?
For Medicare, yes: CMS says a virtual-only practitioner whose only physical location is home enrolls the home as a practice location, marked "Home office for administrative/telehealth use only," which keeps the street address off Care Compare (Telehealth FAQ, Q15). The in-person visit rules for Medicare mental health telehealth start after Dec 31, 2027; mental health credentialing explains them.
What records policy do I need when starting a private practice in counseling?
Under Board Rule 64B4-9.001, keep "A full record of services" for 7 years after the last contact with the client. If you close or move, publish a notice at least once a week for 4 consecutive weeks in the county's newspaper of greatest general circulation, giving the date and the address where clients can get their records, and keep the records 2 more years.
Should I start a private practice solo or as a group?
Florida Medicaid enrolls a therapist only as a "Sole Proprietor Enrolling as a Member of a Group" or as a group (AHCA Enrollment Policy, Appendix C). Evernorth treats four or more independently licensed behavioral health providers who share a tax ID, location and administrative staff as a clinic, and anyone else applies as an individual. How to structure and own the practice is a question for your attorney.

Talk to an advisor

Want the setup handled, not just explained?

Tell us what you are opening and when. We will tell you what we would do first.