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Guide Starting a practice

How to start a medical practice in Florida

How to start a medical practice in Florida comes down to four decisions you make before filing anything: ownership, services, location and malpractice coverage. Who owns the practice decides whether it needs a $2,000 AHCA clinic license: a practice wholly owned and directly supervised by its physicians is exempt (s. 400.9905(4)(f), F.S.).

How do you start a medical practice in Florida?

File in this order, because most applications ask for something an earlier one produces:

  1. Entity, then tax and practice numbers. Form the LLC or corporation on Sunbiz. The IRS issues the EIN online “in minutes for free,” in a session that “expires after 15 minutes of inactivity,” and the practice’s Type 2 NPI comes next in NPPES (NPI setup).
  2. Licenses, alongside step 1. The Board of Medicine says an application and its fee are valid for one year.
  3. The address. AHCA, the Certificate of Use and the CLIA application all name a location, so the lease comes before them.
  4. Service filings. DEA registers a prescriber only after the Florida license, and an X-ray machine is registered within 30 days of acquiring it and before first use.
  5. Payers, last. Medicare and commercial plans need the licenses, the NPIs and the address.

Every filing, with its agency and fee, is in the table on our start-a-practice service page.

In 2024, 42.2% of U.S. physicians worked in a practice wholly owned by physicians, 18 percentage points fewer than in 2012, and 11.9% practiced solo, down from 18.4% (AMA Physician Practice Benchmark Survey).

What should you decide before starting your own medical practice?

Decision Your choices What each choice adds
Ownership Physicians only; other listed licensees, APRNs included; anyone else Nothing, or an optional Certificate of Exemption; for anyone else, an AHCA clinic license and a medical or clinic director
Malpractice Insurance; an escrow account; a letter of credit; the statute’s opt-out (see the FAQs) Proof before the license issues and at every renewal
In-office tests None; waived tests only; anything beyond A CLIA Certificate of Waiver, or a higher CLIA certificate
Controlled substances None; prescribe; dispense A DEA registration for each principal place of practice; to sell drugs in the office, the Board of Medicine’s dispensing practitioner registration
X-ray None; one machine or more DOH radiation machine registration on DH Form 1107, renewed by Oct 28 each year
Biomedical waste Under 25 pounds in every 30-day period; more Nothing, or a DOH generator permit before you open
Staff Fewer than 4 employees; 4 or more; 25 or more New-hire reports within 20 days of each hire; workers’ compensation from 4, counting owners who are corporate officers or LLC members; E-Verify from 25
Location City of Miami; unincorporated Miami-Dade; another city A Certificate of Use, then business tax receipts

Sources: ss. 381.0098, 400.9905, 400.9935, 409.2576, 448.095 and 458.320, F.S.; Rule 64E-5.511, F.A.C.; 21 CFR 1301.12; CMS; Board of Medicine; Florida DFS; read Oct 20, 2026.

  • Ownership. Paragraph (f) also lets a physician own the practice with a spouse, parent, child or sibling. Paragraph (g) extends the exemption to practices wholly owned by the other licensees it lists, from APRNs and dentists to chapter 491 therapists, if an owner who is a licensee “is supervising the business activities and is legally responsible for the entity’s compliance with all federal and state laws.” Whether a PA or PLLC suits your owners is a question for your attorney; AHCA licensing sets out the exemptions owner by owner.
  • The optional certificate. An exempt practice may apply for AHCA’s Certificate of Exemption ($100 or less, valid up to 2 years, not transferable), but must first post its self-pay prices, covering at least its 50 most frequent services, on at least 15 square feet in the reception area (s. 400.9935(6)).
  • Malpractice. The minimum is $100,000 per claim and $300,000 a year; physicians with hospital staff privileges, or who perform surgery in an ambulatory surgical center, need $250,000 and $750,000 (s. 458.320(1)–(2)). If a policy is cancelled and you can’t show compliance another way, DOH suspends the license (s. 458.320(4)(a)).

How much are medical practice startup costs in Florida?

For one physician-owner in the City of Miami with an MD license, an LLC, a CLIA waiver, one DEA registration and a biomedical waste permit, government fees alone come to $2,101, before NICA’s assessment ($250 or $5,000) and the City’s second invoice, for the inspections; a practice that needs the clinic license adds $2,300.

Government fees to open a one-physician office in Florida, in US dollars
EIN, NPIs, Medicare and Medicaid applications$0
City of Miami Certificate of Use review$50
Fictitious name (a trade name)$50
Biomedical waste permit by Oct 1 (yearly)$85
LLC filing with registered agent$125
X-ray registration, first tube (yearly)$145
CLIA Certificate of Waiver (2 years)$248
MD license: application and initial fee$705
DEA registration (3 years)$888
AHCA clinic license and assessment, if not exempt (2 years)$2,300

Sources: IRS; CMS; City of Miami; s. 865.09(12)(a), F.S.; Rules 64E-16.012 and 64E-5.511, F.A.C.; Sunbiz; CMS CLIA fee schedule; Board of Medicine; 21 CFR 1301.13; AHCA Form 3110-0013; read Oct 20, 2026.

  • X-ray: that is the medical rate, with $85 for each tube after the first; dental and podiatry machines cost $31 for the first tube and $11 for each other (Rule 64E-5.511(2)(c)).
  • Deadlines that raise the price: the biomedical waste permit costs $105 if the application arrives after Oct 1, and the LLC’s annual report, due by May 1, rises from $138.75 to $538.75.

Rent, staff, equipment, malpractice premiums and software cost more, and no primary source read for this guide publishes them: get written quotes before you sign a lease.

How long does opening a medical practice take?

  • DOH: a license application must be approved or denied within 90 days after DOH receives it complete (s. 120.60(1)). On Oct 20, 2026, the Board of Medicine’s dashboard showed 18 days for current initial review of MD applications; across all professions, DOH averaged 51.56 business days to issue an initial license to a qualified applicant in FY 2024–25.
  • AHCA, if you need the license: it flags errors within 30 days of receiving the application and decides within 60 days after it is complete (s. 408.806(3)(a), (c)).
  • Medicare: First Coast’s published timeframes are 50 days for every clean online (PECOS) application and 85 when it needs a site visit, more information or fingerprints. Your effective date is the later of the filing date and the day you first see patients at the location (42 CFR 424.520(d)); Medicare enrollment covers the forms.
  • Commercial plans: published timelines run from 30 days (Humana) to 90 (Evernorth), and loading the contract adds more (Cigna: about 10 business days); credentialing explained compares the plans.

Florida Medicaid’s effective date works differently:

“The enrollment effective date is the date the agency receives the provider application.”

s. 409.907(9)(a), Florida Statutes (2026)

What are the requirements to open a medical clinic in Miami?

Under s. 400.9905(4), any entity that provides health care services and charges for them is a clinic unless an exemption applies. A licensed clinic appoints a medical or clinic director who accepts, in writing, legal responsibility for duties that run from checking that every practitioner holds “a current active and unencumbered Florida license” (verify a license) to reviewing referral contracts and billing (s. 400.9935(1)).

  • City of Miami: the City contacts you within 5 business days of your Certificate of Use application, and the inspections must finish within 90 working days of the application start date, “or you will have to start over (and pay again).” A second invoice brings the Fire and Code Enforcement inspection fees, and other agencies bill their inspections separately. The certificate lasts to the end of the City’s fiscal year, Sept 30.
  • Unincorporated Miami-Dade: a Certificate of Use and Occupancy, in addition to the county’s business tax receipt.

What you can do today: a checklist for starting a medical practice

  1. List every owner and the license each holds, and ask your attorney which s. 400.9905(4) paragraph, if any, fits.
  2. Mark the services you will offer on day one and copy each matching filing from the decisions table into your calendar.
  3. Call the city’s zoning office before you sign a lease and ask what the Certificate of Use inspections will check at that address.
  4. Apply for each clinician’s license online with every document attached: the Board of Medicine mails its deficiency letter about 30 days after it receives an application.
  5. Ask malpractice carriers for quotes at the s. 458.320 limits that match your hospital privileges.

Advixor helps new practices open: it prepares AHCA license and exemption applications and handles initial enrollment and credentialing with commercial health plans, Medicare and Medicaid (start a practice).

Official sources

Quick answers

Starting a medical practice: NP owners, rehab centers, therapy practices and malpractice insurance

Whether a nurse practitioner can own a practice, the license a rehab or addiction treatment center needs, how to start a private therapy practice and whether you must carry malpractice insurance to open. If you are planning something else, tell us about it in a consultation.

Can a nurse practitioner open a practice in Florida?
APRNs licensed under s. 464.012 are among the owners paragraph (g) of s. 400.9905(4) lists, on its supervision condition (see "Ownership" above). Practicing without a supervising physician takes autonomous registration, which allows autonomous practice "only in primary care practice" (s. 464.0123(3)(a)); our NP autonomy guide has the requirements. Whether your plan meets either is a question for your attorney.
How do I start a rehab center or an addiction treatment center?
Chapter 397 makes it unlawful to act as a substance abuse service provider "unless it is licensed or exempt from licensure under this chapter," a third-degree felony (s. 397.401(1)–(2)). DCF issues the license; whether an exemption in s. 397.4012 fits your program is a question for your attorney. Our behavioral health consulting page lists DCF's license components and fees.
How do I start a private therapy practice?
LCSWs, LMFTs and LMHCs have their own guide, how to start a private practice in mental health, from the conditions of the DCF exemption for chapter 491 licensees (s. 397.4012(7)) to Florida Medicaid's group rules.
Do I need malpractice insurance to open a medical practice?
Insurance is one way to meet s. 458.320, not the only one. Paragraph (5)(g) lets a physician practice without it by meeting its conditions, which include paying any adverse malpractice judgment up to $100,000 ($250,000 with hospital staff privileges) within 60 days, and by posting the statute's notice in the reception area or handing it to each patient; it includes the words "YOUR DOCTOR HAS DECIDED NOT TO CARRY MEDICAL MALPRACTICE INSURANCE." Whether that fits your practice is a question for your attorney.

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