For private practice therapists and behavioral health groups
A private practice therapist who sees Medicare patients in Florida must either enroll or opt out. LMHCs and LMFTs have billed Medicare directly since January 1, 2024, as LCSWs already could, all three at 75% of the physician fee schedule amount.

What is a private practice therapist in Florida, and what does it take to open one?
Florida’s chapter 491 licenses are clinical social worker, marriage and family therapist and mental health counselor. Each needs at least 2 years of supervised experience after the master’s degree, gained as a registered intern (s. 491.005).
| Step | Clock or cost | Guide or service |
|---|---|---|
| Intern registration, 2 years supervised, exam | Fee up to $200; registration lasts 60 months | Clinical supervision |
| Entity and EIN | Chapter 621 entities: owners licensed for the same services (s. 621.09) | Starting a practice |
| AHCA clinic license, or exemption | Exempt if wholly practitioner-owned; optional certificate up to $100 (s. 400.9935(6)) | AHCA licensing |
| NPI and DataSpring (CAQH) profile | NPI free; re-attest every 120 days | CAQH and NPI |
| Medicare: enroll or opt out | 95% of clean online files in 15 days, all in 50 | Medicare enrollment |
| Florida Medicaid | AHCA’s estimate: 60 days or less | Medicaid enrollment |
| Commercial plans, behavioral networks | Evernorth up to 90 days; Cigna 45 to 60 days | Mental health credentialing, payer enrollment |
| HIPAA, consents, notices, self-pay estimates | Estimate due within 1 to 3 business days | HIPAA compliance |
| Cards, ads, signs, website | License title on each | Compliance |
| Documentation and review | Records kept 7 years after last contact | Documentation audits, progress notes |
| Interns and hires | Up to 25 interns per supervisor | Behavioral health recruiting |
| CE, re-attestation, revalidation | 30 CE hours at each renewal after the first | Recredentialing |
Sources: AHCA; First Coast; Cigna; Evernorth; DataSpring; statutes and rules.
What is group practice for therapists, and how do groups bill?
For billing, a therapy group practice is the entity its clinicians reassign their benefits to; in Medicare, reassignment (CMS-855I, section 4F) lets the group bill and be paid for a member’s Part B services. Florida Medicaid lists two application types for therapists: a “Sole Proprietor Enrolling as a Member of a Group,” who “must reassign his or her billing rights to a group employer,” or a Group. Ownership and structure are for your attorney.
A group practice without walls: what Medicare and Medicaid enrollment require
If your clinicians see clients from their own offices or homes, enrollment follows locations. In Medicare, a clinician whose only location is home enrolls it as a practice location marked “Home office for administrative/telehealth use only.” In Medicaid, a community behavioral health group “must have a separate Medicaid ID number for all service locations.”
Digital marketing for private practice therapists: what Florida requires on every ad
The LCSW and LMFT sentences of s. 491.0149 match the LMHC one quoted below; registered interns must use the full words “registered … intern” and provisional licensees “provisional … licensee.” License display is in the start-up guide.
“A licensed mental health counselor shall include the words ‘licensed mental health counselor’ or the letters ‘LMHC’ on all promotional materials, including cards, brochures, stationery, advertisements, and signs, naming the licensee.”
Three more discipline grounds touch marketing (s. 491.009(1)): a kickback, rebate, bonus or other remuneration for referrals, or a reciprocal referral agreement; misleading, deceptive, untrue or fraudulent representations; and soliciting clients, personally or through an agent, through fraud, intimidation, undue influence, or overreaching or vexatious conduct. Our compliance service gives guidance on digital compliance, healthcare communications and healthcare advertising requirements.
Medicare for private practice therapists: enroll or opt out
CMS says practitioners who see Medicare patients but don’t enroll “are required to opt-out”: a private contract with each patient and an affidavit to your MAC. Opt-out lasts 2 years and renews unless you give written notice at least 30 days before it ends. Some Medicare Advantage plans and state Medicaid agencies may require Medicare enrollment first (CMS enrollment FAQ, Q40–42; 42 CFR 405.400).
Telehealth. Medicare pays for telehealth anywhere in the United States through December 31, 2027; after that, in-person visits apply to mental health telehealth at home, and patients who start before then count as established (CMS Telehealth FAQ, updated 10/8/26); mental health credentialing has the visit rules.
How much does a private practice therapist make?
BLS counts employees, not owners: the chart shows what practices pay therapists, not what an owner keeps.
Source: BLS, Occupational Employment and Wage Statistics, May 2025: Miami-Fort Lauderdale-West Palm Beach metro (all employers); U.S. offices of mental health practitioners. Social workers are BLS's mental health and substance abuse social workers; counselors, its substance abuse, behavioral disorder and mental health counselors.
Telehealth and records rules for a therapist private practice
Florida holds a telehealth provider to “the prevailing professional standard of practice” for in-person care and requires telehealth services to be documented “according to the same standard as used for in-person services” (s. 456.47(2)(a), (3)). A psychotherapy record must hold the client’s name, address and telephone number, session dates, the treatment plan and results, diagnosis if applicable, fees assessed and collected, consent documentation, release authorizations, legal forms and contacts with other professionals (Rule 64B4-9.002(2)).
How to scale a group practice with interns and new hires
A Board-approved qualified supervisor (Form DH-MQA 5049) can oversee up to 25 registered interns at once, at least 50% of the supervision in person (Rule 64B4-2.002). In a private practice, a licensed professional must be on the premises, in person or by telehealth under the intern’s plan, while an intern sees clients. Registered interns can’t enroll in Medicare, which requires a license. HR and staff training covers onboarding; healthcare KPIs covers no-show and access measures.
Official sources
All read Oct 20–21, 2026.
- Florida Statutes (2026): ss. 400.9905, 400.9935, 456.47, 491.005, 491.0045, 491.009, 491.0147, 491.0149 and 621.09
- Florida Administrative Code: Rules 64B4-2.002, 64B4-2.0025, 64B4-6.001, 64B4-9.001 and 64B4-9.002
- AHCA, Provider Enrollment Policy (February 2026) and enrollment readiness tool
- CMS: Marriage and Family Therapists & Mental Health Counselors, its enrollment FAQ (May 2024) and the Telehealth FAQ (updated 10/8/26); Claims Processing Manual, ch. 12, §§150, 240, 250; First Coast, CMS-855 processing timeframes
- eCFR (current as of Oct 19, 2026): 42 CFR 405.400; 45 CFR 149.610 and 149.620
- BLS, Occupational Employment and Wage Statistics (May 2025); Cigna, Evernorth and DataSpring
What’s included
What our services for private practice therapists include
Mental health credentialing
Credentialing for LCSWs, LMHCs and LMFTs with plans, Medicare and Florida Medicaid, solo or in groups.
Learn moreCompliance
Written policies and procedures, and the consents, intake forms and notices your clients sign.
Learn moreDocumentation audits
Weekly progress-note review, monthly training by role and monitoring of documentation deadlines.
Learn moreClinical supervision
Guidance for clinical staff, and feedback on patient cases and clinical documentation.
Learn moreBehavioral health recruiting
Recruitment, candidate screening and pre-qualification for direct hire; you decide every hire.
Learn moreBehavioral health consulting
Consulting for therapy practices on documentation, supervision, compliance and credentialing.
Learn moreFrequently asked questions
Do private practice therapists need an AHCA license in Florida?
Does the license-title rule apply to my website and social posts?
When can a therapist share what a client says?
How many continuing education hours does a Florida therapist need?
Does a client who has insurance ever count as self-pay?
Talk to an advisor
You care for patients. Who’s taking care of the business?
Tell us where your practice is today. We will tell you what we would do first.